Tag: Credit

Posted on 08/01/2021
3 Ways to Prepare Your Credit Before Your House Hunt Begins
Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you secure more favorable interest rates for your mortgage, but it can also help you avoid less favorable loan structures, higher down payments...
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Posted on 05/09/2021
Should You Cosign on a Mortgage?
Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...
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